Boat Insurance in Florida
Boat Insurance for Florida Waters
Whether you’re cruising the Intracoastal, fishing offshore, or enjoying a weekend on the lake, owning a boat is one of Florida’s greatest pleasures, and biggest responsibilities. Our boat insurance policies are designed to help protect you, your passengers, and your vessel from unexpected risks, so you can spend more time on the water and less time worrying.
Comprehensive Coverage for Your Vessel
Your boat is a significant investment, and protecting it goes beyond just safeguarding the hull. Our coverage options can include:
Physical Damage Protection – Covers repairs or replacement for your boat, motor, trailer, and onboard equipment in case of accident, theft, fire, or storm damage.
Liability Coverage – Protects you if you’re found responsible for injuries or property damage while operating your boat.
Medical Payments – Helps with medical costs for you and your passengers after an accident, regardless of fault.
Protection for Every Boater
From small personal watercraft to luxury yachts, we help customize your policy to fit your vessel and lifestyle. We can insure:
Fishing boats
Sailboats
Pontoon boats & airboats
Jet skis & personal watercraft
Cruisers and yachts
Why Florida Boaters Need Specialized Insurance
Florida’s year-round boating season means more time on the water—and more exposure to risks like hurricanes, submerged debris, and crowded waterways. With the right coverage, you’ll have:
Storm Protection – Coverage for weather-related damage.
Towing & Assistance – Emergency help if you’re stranded or experience mechanical failure.
Uninsured Boater Coverage – Protection if you’re in an accident caused by someone without insurance.
Fisher Financial Services offers free quotes.
Call now to learn how Fisher Financial Services can help you and your family today!